Jrnl Entry No. 2.24.2010

I wrecked my car last Thursday night. I was feeling excited about my future and was treating myself to drinks at 230 Fifth Avenue, eponymously named after its actual address. I was at Chrystie and Dulancey. The light to cross Dulancey was turning red and cars started filling up the intersection turning onto Dulancey so I couldn’t go straight across. Me, being impatient, I drove left of center to go around the cars filing up the intersection. At the same time, my light to go across the intersection had turned red, so when I got around the cars, I met, smack dead on with perpendicular on-coming traffic and a car slammed into my passenger side fender. DAMN! So I had just saved up $1,300 and was feeling good about that, now I’d have to spend it on getting both my, and the other guys car fixed. I was expecting a call from the guy who hit me with an estimate of approximately $1,300 to fix his car; meanwhile, the tow and autobody shop my car was at was trying to negotiate me into paying $2,200 to fix my car. The guy never called me with an estimate so I went about the process of having my car removed from the autobody shop which was trying to rip me off. I took my car to the mechanic and autobody shops behind the NY Mets Citifield. I negotiated to have it fixed for $1,300.00, which was still a rip off, but a least cheaper than the 1st rip off offer. They replaced my right front side fender and front bomper, front right axel and suspension. So I was glad I was able to afford to have it fixed. A month later I had to replace the electrical switch behind the ignition. All this getting my car fixed has left me broke. Plus now I have to put extra on my credit card at Bloomingdales for the $1,100 suit I bought. I had paid $350.00 on it when I just got my recent statement; I got hit with a $12.80 finance charge. I hate financing charges. I would have been paid it off if I hadn’t got into that car accident. Plus I’ve promised a few of my cousins I’d pay registration and transportation cost, including rental SUV to Mississippi for our family reunion. On top of that, my daughter is due to come to New York from July till August. Looks like I’m gonna be cash straped until October.

Wish I could do something to make enough money to not have to worry about how much money I spend. I’m hoping my CPA license will do the trick or at least bring me up two comfort levels from where I am now. I failed the 2nd part of the exam I took in Jan 2010, Auditing. I hope it doesn’t take me two tries to pass each one of the four parts. I’m two for two on double takes. At $275.00 each time, that could cost me $2,200 in addition to the $3,200 I paid for the Becker prep course. $5,400 in total to be a CPA. I guess that is better than the $60,000 it would cost to go to Fordham University for grad school to receive my MBA. I take my 3rd part of the exam on Saturday April 17, 2010 8 A.M. Regulation: tax, contracts and bankruptcy. I feel prepared, but I thought I was well prepared for the auditing exam. I failed by four points. DAMN!

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